What is Credit Repair?

Credit repair is the process of identifying errors, inaccuracies, or negative items on your credit report, and taking steps to address and resolve them in order to improve your credit score.

What Goes in a Credit Report?

Your credit report is a record of your credit history, including your payment history, outstanding debts, and other financial information. Credit repair can involve disputing inaccurate or outdated information on your credit report, negotiating with creditors to remove negative items, or working with a credit counseling agency to develop a plan to pay off debts and improve your credit score.

While credit repair can be done on your own, there are also companies that offer services to help individuals improve their credit. These companies typically charge a fee for their services and may offer credit monitoring, credit counseling, and other tools to help you manage and improve your credit.

Bottom Line

It’s important to note that not all negative items on your credit report can be removed or disputed, and there is no guarantee that all efforts will result in a significant increase in your credit score. However, taking steps to address and resolve errors or inaccuracies on your credit report can be a valuable step in improving your financial health and achieving your financial goals.

Get in touch with a credible Credit Professional today!