Did you know that you can refinance loans at a much lower interest rate when your credit score improves? As you pay Read More »
One of the leading causes of a poor credit score is having too much debt. Lenders see this as a more significant Read More »
Before considering reducing the credit card limit, you should also be aware of the many factors that may impact your ability to Read More »
Want to know more about the 20-10 rule of thumb? No need to look further, we have all the answers you are Read More »
There are many people who have always had a great credit record. In a sudden change, they realize that their credit score Read More »
In the US, believe it or not most Americans owe money in loans. Sometimes it is hard to know how and what Read More »
The law prohibits creditors from using abusive or deceptive tactics to collect debt. The law, however, also grants powerful collection tools to Read More »
Most individuals trying to improve their credit score or build their credit fast are those who have the motive to get a Read More »